2Checkout site de vente en ligne des logiciels et autres produits…




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2Checkout (2Checkout.com & 2CO.com) is an electronic payment service (merchant account alternative) founded in 2000 that allows online merchants to accept credit card payments from their customers. Also called “2CO,” 2Checkout offers similar services to those of PayPal, Google Checkout, and Amazon Payments with at least one major difference: unlike the others, 2Checkout does not solicit the merchant’s customer to sign up for a 2Checkout account and simply lets the customer pay by using a credit or debit card (among a few other options). For the purposes of this 2Checkout review, we’ll be focusing on the company’s credit card and debit card processing services.

2Checkout focuses its service solely on providing online payment options to small and mid-size businesses and claims to have much lower shopping cart abandonment rates than its competitors. This narrow focus also allows 2Checkout’s services to be more feature-rich and centered on the needs of online sellers. The one feature that lacks with 2Checkout is a virtual terminal, unless your business is a non-profit. Therefore, as a default setting, merchants cannot use 2Checkout to enter credit card information by hand. Merchants who wish to use the virtual terminal will need to contact their 2Checkout account representative.

2Checkout customers can choose from eight different payment methods, 15 languages and 87 different currencies. 2Checkout also serves merchants in 25 other countries outside of the U.S. 2Checkout’s U.S. headquarters can be found at 855 Grandview Avenue, Suite 110, Columbus, Ohio 43215. The founder and chairman of 2Checkout is Alan Homewood, while the CEO is Ken Benvenuto.

2Checkout’s pricing and fees are fairly simple. The company offers month-to-month service with no cancellation fee, and its credit card processing transaction fee for U.S. merchants is 2.9% plus $0.30 for all transactions. For U.S. merchants to accept international cards, the transaction fee jumps to 3.9% plus $0.30, and for international sellers, a transaction fee of 5.5% plus $0.45 will be charged for all payments. There is also a $10.99 setup fee for international accounts. The company’s terms of use mention that 2Checkout may, at its sole discretion, charge a higher transaction fee than the one advertised “if we determine that the sale of Products create a potential or actual financial or reputational risk to us, such as those in the Restricted Products List.” It is unknown how the company calculates or enforces this potential rate increase, but there are not many merchant complaints about it at this time.

It is important to note that even though 2Checkout’s processing fee is somewhat high, 2Checkout offers several valuable services that are easy to use, and the company has no cancellation fees. This makes it a low-risk option for companies that need to process international payments.

Other 2Checkout Fees

Account Changes
Change URL or Domain Name $19
Customer Charge Disputes (Chargebacks)
Percent of Disputes Incurred During Entire Account History Fee for each Dispute
Up to 0.5% $20
5 or more Chargebacks in last 30 days and Chargeback rate between 0.5% and 1% $30
5 or more Chargebacks in last 30 days and Chargeback rate between 1% and 2% $40
5 or more Chargebacks in last 30 days and Chargeback rate over 2% $50

There is an additional $15 fee for each charge dispute a merchant challenges.

There are a few other fees that the company may charge in circumstances unrelated to its credit card processing service. Merchants wishing to accept electronic checks and other forms of payment will want to inquire about these associated fees.


Complaints & Service

Key Points – Complaints & Service

Total Online Complaints 50+
Live Customer Support Yes
Most Common Complaint Fund Holds

Like other popular merchant account alternatives, 2Checkout suffers from the problem of being available to just about anyone who wants to accept payments and therefore has a few dozen complaints filed online. Of the complaints, many appear to have originated from people that did not understand, or take the time to understand, the company’s fees and services. Other complaints seem to have been filed by customers who purchased goods from a 2Checkout merchant and mistakenly filed complaints against 2CO itself.

Of the valid complaints, the three most common types are of 2Checkout holding a merchant’s funds, improperly refunding a merchant, or cancelling a merchant’s account, all of which are likely due to the merchant engaging in transactions with a high risk of fraud or chargebacks. Although it is generally not our policy to lower a company’s score for having stringent fraud prevention policies, it does appear that 2Checkout could do a better job of communicating to merchants that any pending payments will not be released for 90 days after cancellation. There are also a few scattered complaints of technological issues and poor support when trying to resolve these issues.



Key Points – BBB

Product & Service Complaints 35
Billing & Collection Complaints 10
Advertising & Sales Complaints 3
Guarantee & Warranty Complaints 1
Delivery Complaints 2

Note: We have adjusted this company’s BBB rating according to our own standards. To better understand why we adjust BBB ratings, please see our Rating Criteria.

2Checkout has been accredited with the Better Business Bureau since 2001 and, as of this review, holds an “A+” rating with 51 complaints filed in the last 36 months. Of the complaints, 35 are regarding problems with service, 10 with billing and collection disputes, three with advertising or sales issues, one with delivery problems, and two with a warranty or guarantee issue. 2Checkout has been able to successfully resolve 10 out of the 51 complaints, while the remainder either were not successfully resolved or did not receive a final response from the merchant. The company has also received 11 informal complaints against its BBB profile. In light of these figures, we have adjusted the BBB’s rating to a “B.”

2Checkout Logo

2Checkout (2CO) Bottom Line

2Checkout offers an easy-to-use electronic payment alternative for accepting online payments and e-commerce transactions. Overall, the company scores well in customer satisfaction compared to similar providers of its size. To avoid problems, merchants should take care in understanding 2Checkout’s policies and procedures, especially regarding acceptable business types and transactions. 2Checkout’s processing fees are slightly higher than average, but the added cost also comes with a feature-rich service that is customizable to most online retailers’ needs. Visit 2Checkout at: http://www.2checkout.com.

CDG Commerce Logo

Rating: Excellent

Payline Logo New

Rating: Excellent

Dharma Merchant Services Logo

Rating: Excellent

About Phillip Parker

Phillip Parker is a former merchant services agent turned small business advocate and the author of « Fee Sweep, » which teaches merchants how to dramatically lower their processing rates, eliminate junk fees, and avoid fine-print scams. He founded CardPaymentOptions.com to help merchants enact positive change in the credit card processing industry. Schedule a Consultation with Phillip

39 Reviews Leave Your Review Below

  • I have been with 2CO since their early days. Other than one incident where a customer hit buy 5X by accident and 2CO wouldn’t refund me the 4 extra transaction charges, I hadn’t had a problem.
    After moving to paypal, I have been trying to close my accout for over a year. They disabled my account but my personal and bank info are still there. As I told them, if the Pentagon can get hacked, so can 2CO.

    I’ve spent many emails trying to rectify this. I’m not using 2CO any more, why don’t you just cancel my account? My reserve has been paid and I haven’t made a sale in a year, so no worries about chargebacks.

    When I asked what the timeline would be for account cancellation i got this reply:

    We are unable to provide a specific date for all data due to the various requirements of certain aspects of each account.

    Bottom line, not a bad company to do business with but good luck trying to get away from them.

  • Terrible customer service & constant mess ups when it comes to account maintenance and processing. I cannot describe how frustrating it was.

  • I start using 2Checkout all good at the beginning but when I put my payment data to withdraw the money generated sales with my business, I had the tremendous surprise that they closed my account without giving me any reason, I have contacted several times the support team and they just tell me that they can not give me information about why they closed my account and worst of all they took all my money, they never paid me generated with my sales, I regret to say it was a total loss for my business, 2checkout are scammers, i do not understand how a company like this still stands robbing people. Be careful not to use 2Checkout or will be ripped off.

  • Oh, i regret now that i haven’t found those reviews sooner. If somebody think that they have made theyir customer service better in last years, you will be wrong. They still have rasist really slow customer support.
    First they hunt you as wild animal on hunt season to become their customer. Once they have your personal ID they stop replying to your e-mails.
    Waiting forever for any update. And they even accused me of crime, because they have found some Yellow article from some unknown media in midle of nowhere, that some of the suspects had the same name as me …
    They are rasist with absolute lack of respect for their customers.
    I think B grade is too much, probably C and never use them will be better.

  • 2Checkout has poor customer respect and support. Here’s the details:
    They notified us of some compliance issue with 2 year plans that we corrected. Suddently the account was locked after 2 weeks. No payments were accepted or received during this period. Customer wanting to purchase were in a standstill.

    After 2checkout they mentioned that there are some areas in on the site that were using APIs which there weren’t. The comminication between them was super slow and their RISK team was very incompentent in responding in a timely fashion and with a good level of details.

    It took more than 48 hours of calls and emails and we are still in a standstill. They still couldn’t answer what the issue of the lockout was. Customers are still waiting in the meantime and no body can purchase.

    The main complaint here is
    1. how do you lock out an account of a merchant that depends on the business for more that 48 hours. Poor choice of action. Companies depend on your system for sales and staying in business.

    2. Communication is poor. Team was not able to respond with specifics as to what the issue was. Their responses were vague and inaccurate despite many attempts at asking for clarification.

    3. Their sense of urgency is awful. I escalated this issue many times with them and still they would wait a day to respond. Their response was still unclear. It’s as if they don’t know what’s happening them selves. 48 hours is critical 2checkout! no sales for 48 hours because of your lack of understanding of urgency.

    This is not a good provider to deal with since they may lock your account for whatever reason. And if this happens, which then can be urgent, you may not receive any worthwhile response for a very long time.

    As merchant make sure you pick a provider that is able to support you quickly in case of issues. Every downtime is a huge drawback to your business.

  • They retained my money for weeks for no reason… ignore my emails and my tickets, I just get stupid automatic responses asking for documents and delaying the payout for my own security!!! A waste of time.


    Si vous cliquez sur ces liens vous verrez apparaître les images de ce site 2checkout, vous pourrez faire ce que vous voudrez :



    Recherche sur Google de ce matin de ce site = 1.710.000 résultats en 0,49 secondes


    • Ce site n'est pas un site privé car je voudrais que celui ou celle qui recherchaient depuis longtemps des logiciels leur permettant de jouer ou de faire ses programmes internet puissent en acheter sans aucun problème par leur connection à mes blogs, il faut juste entrer ce code ou lien internet sur le moteur de recherche Google, c'est tout. Mais ce que je ne sais pas c'est en ce qui concerne les commissions, est ce que je vais pouvoir les toucher comme promis pas comme JVZoo qui m'a dit que je ne travaille pas alors que d'autres Américains qui n'ont rien fait ayant acheté les logiciels spécialisés ont touché des sommes colossales c'est vraiment injuste parce que je suis en France, je travaille matin de très bonne heure jusqu'à 23h du soir et je ne touche rien. Je ne comprends pas comment celà se fait il que les dirigeants Américains de Jvzoo acceptent de spolier les vrais travailleurs pour ces fainéants qui sucent le sang des autres? C'est vraiment injuste.
    • http://www.2checkout.com/borath
    • par contre tous ces liens sont personnels:
    • try { $charge = Twocheckout_Charge::auth(array( "merchantOrderId" => "123", "token" => 'Y2U2OTdlZjMtOGQzMi00MDdkLWJjNGQtMGJhN2IyOTdlN2Ni', "currency" => 'USD', "total" => '10.00', "billingAddr" => array( "name" => 'Testing Tester', "addrLine1" => '123 Test St', "city" => 'Columbus', "state" => 'OH', "zipCode" => '43123', "country" => 'USA', "email" => 'testingtester@2co.com', "phoneNumber" => '555-555-5555' ), "shippingAddr" => array( "name" => 'Testing Tester', "addrLine1" => '123 Test St', "city" => 'Columbus', "state" => 'OH', "zipCode" => '43123', "country" => 'USA', "email" => 'testingtester@2co.com', "phoneNumber" => '555-555-5555' ) ), 'array'); if ($charge['response']['responseCode'] == 'APPROVED') { echo "Thanks for your Order!"; } } catch (Twocheckout_Error $e) { $e->getMessage(); }


    si vous avez besoin de quelques choses, inscrivez votre adresse email sur l’un de ces articles, je vous répondrais sans faute..

    Et  vous pouvez très bien acheter les produits dans ces sites directement de chez 2Checkout, comme chez Amazon, Clickbank, Jvzoo, Trade doubler, et s’inscrire chez Valentus depuis 59$ jusqu’à 25.000€ pour recevoir en retour 100,000.00$ par semaine, et aussi chez LR World pour devenir riche et obtenir une belle Mercedès, tandis que chez VALENTUS c’est une JEEP en 4×4.


    Payment API Integration process.

    Follow the steps below to get your site integrated with our Payment API [?].

    Sandbox Integration Steps
    1. Review our comprehensive Payment API documentation to help familiarize yourself with the process and development.
    2. Use the key generator to the right to create keys to include in your production code integrated on your website.
    3. Test our sandbox Payment API with your website’s test environment. Feel free to use the test data provided to the right.
    Production Integration Steps
    1. Apply for a 2Checkout seller account.
    2. Register an account with our PCI partner portal. We will generate your API keys once we verify your registration.
    3. Using your API keys build the code into your website. Check out our code libraries for available code sets in various languages.
    4. Start Selling!
    5. Complete your PCI compliance within 90 days of your registration to stay compliant and continue selling with our Payment API.
    Key Generator
    Publishable Key
    Private Key
    Sample Test Data

    Card Authorization Success


    Card Authorization Success


    Card Authorization Decline


    Buyer Information* Use this buyer to receive a ‘wait’ Fraud response.

    Joe Flagster
    123 Main Street
    Townsville, Ohio 43206
    var args = {
        sellerId: "1817037",
        publishableKey: "E0F6517A-CFCF-11E3-8295-A7DD28100996",
        ccNo: $("#ccNo").val(),
        cvv: $("#cvv").val(),
        expMonth: $("#expMonth").val(),
        expYear: $("#expYear").val()
    TCO.loadPubKey('production', function() {
        TCO.requestToken(successCallback, errorCallback, args);

    *Any other buyer information will automatically pass fraud check.



















    Payments Products

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    About 2Checkout Copy
    Elevator Description

    A worldwide leader in payment services, 2Checkout maximizes online sales conversions by giving global buyers localized payment options.
    Positioning Statement

    2Checkout is the payment service that maximizes online sales by providing global payments with a localized buying experience.

    Grow your online business with global payments and a localized buying experience.

    A worldwide leader in payment services, 2Checkout maximizes online sales conversions by giving global buyers localized payment options. Trusted by over 50,000 merchants, 2Checkout supports transactions in 196 countries through 8 payment methods, 26 currencies, and 15 languages, forming one of the leading processors of online transactions in the world. The service is simple to implement, including a pre-integrated payment gateway, a merchant account, PCI compliance, international fraud prevention, and plug-ins for 100 of the most popular carts.
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    <a href= »http://www.getresponse.com/features/list-building-program.html/?a=BORATH »&gt;
    <img src= »http://affiliates.getresponse.com/promos/195/10k_300x250_static_free.jpg &raquo; />

    // Twocheckout::sandbox(true);  #Uncomment to use Sandbox
    try {
        $charge = Twocheckout_Charge::auth(array(
            "merchantOrderId" => "123",
            "token" => 'Y2U2OTdlZjMtOGQzMi00MDdkLWJjNGQtMGJhN2IyOTdlN2Ni',
            "currency" => 'USD',
            "total" => '10.00',
            "billingAddr" => array(
                "name" => 'Testing Tester',
                "addrLine1" => '123 Test St',
                "city" => 'Columbus',
                "state" => 'OH',
                "zipCode" => '43123',
                "country" => 'USA',
                "email" => 'testingtester@2co.com',
                "phoneNumber" => '555-555-5555'
            "shippingAddr" => array(
                "name" => 'Testing Tester',
                "addrLine1" => '123 Test St',
                "city" => 'Columbus',
                "state" => 'OH',
                "zipCode" => '43123',
                "country" => 'USA',
                "email" => 'testingtester@2co.com',
                "phoneNumber" => '555-555-5555'
        ), 'array');
        if ($charge['response']['responseCode'] == 'APPROVED') {
            echo "Thanks for your Order!";
    } catch (Twocheckout_Error $e) {

    curl -X POST https://sandbox.2checkout.com/checkout/api/1/901248156/rs/authService \
        -d '{"sellerId": "901248156", "privateKey": "8CE03B2D-FE41-4C53-9156-52A8ED5A0FA3", "merchantOrderId": "123", "token": "ODAxZjUzMDEtOWU0MC00NzA3LWFmMDctYmY1NTQ3MDhmZDFh", "currency": "USD", "lineItems": [{"name": "Demo Item", "price": "4.99", "type": "product", "quantity": "1", "recurrence": "4 Year", "startupFee": "9.99"}  ], "billingAddr": {"name": "testing tester", "addrLine1": "123 test blvd", "city": "columbus", "state": "Ohio", "zipCode": "43123", "country": "USA", "email": "example@2co.com", "phoneNumber": "123456789"} }' \
        -H 'Accept: application/json' -H 'Content-Type: application/json'


    Si le service comptable de 2Checkout veut me payer les commissions, il peut le faire par  ce lien ¨PAYPAL ouvert à cet effet, surtout s’il vous plaît soyez honnête et sincère dans vos comptes avec moi.







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